Access to quality education is a significant challenge, especially for students in underdeveloped and developing countries. Traditional student loans are often inaccessible, requiring high credit scores, collateral, and extensive paperwork. Additionally, these systems expose sensitive financial data, leading to privacy risks. EduFi solves this by providing privacy-preserving micro-financing for education using zero-knowledge proofs (ZK-Proofs). Students can secure education loans without revealing their income details while ensuring responsible repayment through an on-chain reputation system. EduFi enables students to: Secure education loans easily without complex paperwork or collateral. Receive AI-driven course recommendations based on their goals and market demand. Store certifications securely on IPFS and build an on-chain education reputation score. Repay loans using natural language commands, thanks to the onchain AI agent.